Annual Percentage Rate APR Up-Front Cost Calculator

How much does that loan REALLY Cost?

This formula and idea was sent to me by Michelle Bayouth You enter the interest rate of your loan, the points and costs and the loan amount. It figures the rest. Note that the other costs is not very neatly defined and not all lenders use the same items (appraisal, per diem interest, etc.) You will have to find out what your lender includes. Here's a good link that explains more.
Enter the Loan Amount:
The quoted interest rate(%) :
Points (%) :
Other Closing Costs to include
Length of Loan (Years):

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Hugh Chou