How much house can you afford?


Annual Income
Monthly Debt (Car payments, credit cards, student loan payment etc.)
Cash in hand for down payment
Property tax rate (1% = $1000/yr for 100K house)
Home Insurance rate (0.5% = $500/yr for 100K house)
Interest Rate (%)
Length of Loan (years)
Maximum PITI Debt Ratio (%) - If unsure leave as 28%
Maximum Total Debt Ratio (%) - If unsure leave as 36%


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Hugh Chou