How Much Estate Tax Will You Pay?

Updated to reflect the 2014 Estate Tax Numbers - I changed the unified credit to use the newly passed bill.

Me pay estate tax? No way, you say? Don't be so sure! I'm not talking about now, I'm talking about 20 or 30 years from now when your IRA or 401(k) grows really big and you have that $500,000 life insurance policy to protect the family. And sure the latest Tax Bill raises the limit to $5,340,000 but that number may not seem so large if inflation continues! And remember, unless you use a trust, your life insurance proceeds are added to your estate and may get hit with the estate tax! See for yourself:

Current IRA/401(k) Balance
IRA/401(k) Yield
IRA/401(k) Contributions/Year from to
After-Tax Investments
After-Tax Yield
After-Tax Contributions/Year from to
Life Insurance Face Value
Home Market Value
Mortgage Balance
Years Remaining of Mortgage
Mortgage Payment (Prin + Int)
Mortgage Interest Rate (%)
House Appreciation (%)
Cash/Checking Balance
Personal Property
Automobile Value
Automobile Loan Balance
Inflation
Annual Gifting starting
Do you have a credit shelter trust?