Minimum IRA Withdrawal Calculation

This shows the minimum withdrawal requirements for a Traditional IRA. Note that this is now using the new MDIB tables as set by law in 2000. Updated June 2002 with new Life Expectancy tables. I also added a new minimum withdrawal amount (in fixed dollars) to withdraw in case the minimum is lower than your needs.


Beginning Balance of Account
Monthly contribution
Current Age
Years until retirement
Estimated annual pre-retirement return (%)
Estimated annual retirement return (%)
Estimated annual inflation (%)
Estimated annual contribution increase(%)
Minimum withdrawal limit ($ annually)


by Hugh Chou

Back to Calculators